EMPOWERING
FINANCIAL CAPABILITIES
TO MAKE SMART
FINANCIAL DECISIONS
PERSONAL FINANCE EMPOWERMENT, TRAINING & COACHING.
CERTIFICATION PROGRAMS
ONLINE Certified Financial Planner Certification Program
UPM is an approved Education Provider for the CFP Certification program by the Financial Planning Association of Malaysia (FPAM). CFP®, CERTIFIED FINANCIAL PLANNER® and CFP® are certification marks owned outside the United States by Financial Planning Standards Board Ltd. FPAM is the marks licensing authority for the CFP Marks in Malaysia, through agreement with FPSB.
UPM does not certify individuals to use the CFP CERT TM, and CFP marks. CFP certification is granted only by FPSB and FPAM to those individuals who, in addition to completing an educational requirement offered by a FPAM-approved Education Provider, have met the ethics, experience and examination requirements
1. INCREASE CREDIBILITY & MARKETABILITY
CERTIFIED FINANCIAL PLANNER or CFP certification is the benchmark for Global Standard of Excellence Recognition in financial planning. The CFP CERT TM marks indicate practitioners who adhere to the highest standards of competence, ethical behavior and professionalism.
2. PROVIDES A UNIFORM CODE OF ETHICS
In 27 countries and territories around the world, financial advisers establish themselves as qualified, competent and ethical financial planners by choosing financial planning’s marks of professional distinction – CFP, CERTIFIED FINANCIAL PLANNER and CFP Mark.
3. THE MOST RECOGNIZED INDUSTRY CERTIFICATION
Recognized by the industry regulators, Security Commission and Bank Negara Malaysia for licensing as financial planners and financial advisers.
4. START YOUR CAREER ON THE RIGHT PATH
86% of CFP CERT TM professionals say that certification has had a positive impact on their career satisfaction. The CFP CERT TM mark after your name signals to clients and employers that you're a knowledgeable advisor who is committed in putting the clients' interests first.
5. MAKE THIS INDUSTRY A TRUE PROFESSION
91% of the CFP CERT TM professionals say they are satisfied with their decision to pursue the CFP certification. The path to CFP® certification is a rigorous but rewarding process that gives the knowledge and skills needed for a fulfilling career.
6. CONSUMER AWARENESS IS ON THE RISE
90% of CFP CERT TM professionals believe certification gives them more credibility in the eyes of their clients
(Source: https://www.cfp.net/why-cfp-certification)
Instruction to payment:
1. Click 'Buat Bayaran'
2. Choose Program CFP
3. Follow through
4. Receipt will be issued immediately.
ONLINE PERSONAL FINANCIAL HEALTH CHECK
Personal Finance Empowerment
A financial health check is a brief examination of a person’s current financial situation to determine if his or her capacity to meet current financial obligations and preparedness for unexpected adverse financial events.
Financial health check is similar to any medical health check. In medical health check, medical complains, case history, physical examinations, blood tests and other diagnostic tests are used to diagnose an illness/disease. Similarly, in financial health check the current income and expenses, cash flow, net-worth statements and financial ratios are the diagnostic tools to evaluate ones current personal financial status. The financial health check also known as the Initial Assessment and Evaluation (IA&E).
The financial health check aims to give you some information to help you identify your financial needs and make informed financial decisions. It only provides a general guide and you shouldn’t take any decisions based solely on this.
Financial Health Check RM 500
ONLINE ONE TO ONE FINANCIAL COACHING
Smart Personal Financial Fitness Program
This is a personalized Online Finance Coaching Program which is inclusive and client-focused. It helps participants gain an overview of their personal financial situation (cash flow, balance sheet, net worth statement, current asset allocation) as well as their money emotion, money personality and money behavior. This highlights the areas of their personal financial challenges that could need more attention.
A study on the impact of coaching on mental health and goal attainment reviewed by Grant, (2003) confirms that using trans-theoretical model of change ‘solution-focused cognitive-behavioral approach’ motivated clients move from self- reflection into action. In that study, participants who previously failed to attain their goals did so more often with the help of coaching. Their mental health and perceived quality of life also improved.
To assist participants set financial goals, devise a savings plan, and work toward achieving the preset financial goals. At the close of the program, the participant should be able to:
- Develop a healthy relationship with money
- Develop a savings discipline as life skills for individual livelihood
- Identify Personal Financial Priorities
- Budget Effectively
- Know how to get out of and control debt
- Seek further financial help from a professional
Meet Your Future with Confidence!
WEBINARS AND TRAININGS
‘Jom Belajar’ Series
As the word ‘Jom Belajar’ means ‘come let’s learn’ aims to educate the public on financial preparedness for retirement and financial security. Aiming at all age groups, this series focuses on enhancing the financial literacy of the participants by empowering their financial knowledge.
